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Integrated Trade Finance
and Credit Tools
Based in Zug, Switzerland, KS-TF specialises in designing and developing software tools related to the operations of receivables and payables financing programs and the management of credit.
Access our tools30+ years of industry experience
Our Expertise
Our team comprises experienced process consultants, business analysts and credit specialists with direct operational experience managing trade finance programs and credit. Consequently, our team deeply understands the existing inefficiencies in these fields.
In-House Development
KS-TF’s in-house development team comprises multidisciplinary professionals functioning as an embedded technology and application support team, dedicated to developing, customising and maintaining our various tools and services.
Versatile, Integrated and Modular
All tools and services from the KS-TF software suite can operate either individually...
... or in an integrated manner.
Features of FMT (Financial Management Tool)
Features of TPS (Trade Programs Servicing)
Features of OMT (Operations Management Tool)
Financial Management Tool
Financial Management Tool (FMT) is an automated financial analysis tool designed to streamline and improve the financial analysis process and onboarding at the company and portfolio level.
Trade Programs Servicing
Trade Programs Servicing (TPS) is designed as a customisable digital platform for receivables and payables financing, offering flexible, scalable and transparent servicing across world regions and sectors.
Operations Management Tool
Operations Management Tool (OMT) is a proprietary, AI-native, agentic platform designed to orchestrate agents, automate processes, analyse information and connect enterprise systems through intelligent workflows.
Financial Spreading
Transfer companies’ financials into FMT, visualise the data in different formats and run financial calculations.
Financial Analysis
Over 60 ratios provide a full view of financial health.
Portfolio Management
Group companies into portfolios for portfolio-level ratings and reporting.
Peer Group Comparison
Benchmark companies against peers, portfolios, industries or geographies.
Alerts and Document Repository
Configure alerts and notification templates, and store documents centrally with full auditability.
Liquidity Assessment
Create short-term forecasts and liquidity models from analyst assumptions.
Reporting
Generate standard or fully customised reports for companies and portfolios.
Customisable Credit Rating Methodologies
Build bespoke rating frameworks with weights, caps and manual notching.
Bulk Upload and Integration
User-friendly bulk upload of billing documents, including invoices and credit notes, with integration to external systems.
Real-Time Validation
Billing documents checked against program rules in real time, with fraud detection and identification of errors and duplicates.
Funding, Repayment and Pricing
Flexible funding schedules, repayment logic and pricing calculations.
Participant and Insurer Management
Embedded management of program participants and insurers.
Reporting and Alerts
Real-time reporting for funders, vendors, buyers, insurers, participants and operators, with alerts for exceptions, overdue items and credit limit warnings.
Approval Workflows
Configurable approval workflows, including an optional buyer promise to pay.
Payment Reconciliation
Automated payment reconciliation, including handling of late and partial payments.
Credit Limit Management
Manage and monitor credit limits across program, counterparty and portfolio levels.
Intelligent Workflow Automation
Run complete workflows end to end, with AI agents applying rules, coordinating steps and calling external systems.
Data Validation and Exception Management
Compare data across systems, route exceptions for human review and let routine cases proceed automatically.
Intelligent Document Processing
Extract and structure data from business documents, such as financial statements, ready for AI-driven workflows.
Virtual Assistant
Query complex datasets in natural language to surface trends, summaries, insights and recommended actions.